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Everything you need to know about funding your studies through government student loans and other financial support.
Government-backed loans to help fund your education
Covers the full cost of tuition fees for UK home students. Paid directly to the university.
Help with living costs like accommodation, food, and travel. Amount depends on household income and where you study.
Available for Master's degree students. Paid in three instalments throughout the year.
For PhD and doctoral students. Paid across the duration of your research programme.
Register on the Student Finance website for your country
Fill in your personal and course details
Submit income details and supporting documents
Funds are paid at the start of each term
Student loans are designed to be affordable and fair
£27,295
9%
You only repay when earning above the threshold
30 years
Write-off
Outstanding balance written off after 30 years
RPI + 3%
Interest
Interest while studying, then income-based
Repayments are taken automatically from your salary if you're employed, or you'll need to set up payments if self-employed. You'll only pay 9% of earnings above the threshold, meaning monthly repayments are typically manageable.
Use the official calculator to estimate how much funding you could receive.